Air Miles Criteria and Approval

by admin on November 1, 2014

Issuers such as MBNA, RBC, and other large banks offer air miles and travel credit cards. Travel cards are available to existing and new individual customers and businesses.

Customers enjoy premium benefits such as low introductory APR, merchandise and travel rewards, no annual fee, bonus points toward charitable donations, and large spending limits. Specialty cards feature shopping assistance, access to special events, and hospitality services. Cardholders benefit from perks such as free nights at luxury hotels, beverage and food vouchers, and additional cards. Air miles credit card Canada feature sports offers, access to entertainment and events, and discounts. Many issuers also feature unlimited airmiles for discounted airfare and free travels, flexible points redemption, and premium rewards such as tours, cruises, packaged holidays, car rentals, and hotels, and others. Rewards cards feature points and miles that can go toward flights to Hong Kong, Dubai, New York, and other top destinations. Customers earn additional points in the form of WestJet dollars. With some banks, long haul flights, whether domestic or international, require 35,000 to 100,000 points. Specialty credit cards offer platinum benefits such as pre-sale tickets, annual fee waivers, membership rewards, and other perks.

Airmiles cards feature no preset spending limits and perks such as signature events and premium transportation. Specialty cards feature free international shipping and discounts at luxury restaurants. There are air miles cards with discounts on spa and accommodation, golfing supplies, clothing, and other items. Most cards feature variable APR, companion reward flights, and the option to double miles. Additional cards are offered to close family members such as domestic partners, siblings, parents, children, and spouses. Travel cards offer attractive rewards, but some financial institutions charge high returned check and annual fees. Other fees and charges to watch for include balance transfer, application, and late fees, finance charges, over-limit fees, and others. Clients with average credit are offered travel cards but higher interest rates apply.

Given the many benefits, air miles, rewards, cashback, and other specialty cards often require excellent credit. Applicants fill in information about their combined and personal income before tax and their employment status, i.e. homemaker, retired, unemployed, temporary, or salaried professional. Provide information about your monthly rent or mortgage amount.

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