Solutions for Individual Borrowers

by admin on October 18, 2014

TD Bank offers the full suite of borrowing tools, investments, and banking products for institutional clients, small and large businesses, and individual customers. Individual and business clients are offered lines of credit, commercial mortgages, and small business financing. Toronto-Dominion offers consumer cards with airmiles and rewards, cash rebates, and free additional cards. Customers redeem their points and miles for statement credits, travel, gift cards, and merchandise. Points can be redeemed for accessories and unique experiences such as private tennis lessons, culinary tours, private cooking lessons, skydiving, flying a helicopter, and hot air balloon rides. Points can be exchanged for electronics, house and home accessories, sports and leisure, and more. Participating retailers feature electronics such as TVs, readers and tablets, computers and computer accessories, cam recorders and cameras, and other products. Customers use their points toward brand name luggage and bags, backpacks, and travel accessories. Clients are offered a selection of small appliances, including

  • travel hairdryers,
  • vacuum cleaners,
  • allergen eliminators, and others.

Consumer credit cards also go with free supplementary cards, credit limits of $500 to $5,000, zero intro APR, welcome bonuses, and other extras. In addition to flexible redemption options, customers benefit from annual fee waivers, no annual fees, and low APR based on credit rating. The bank even offers the option to deposit and convert miles. Some customers choose to donate their miles to charitable organizations such as the Bear Valley Rescue Society and Air Canada Foundation. Customers enjoy plenty of added benefits such as access to special and dining events, getaways, and culinary programs. The bank offers other specialty cards like TD Infinite Visa. The choice of card depends on preferred features and credit limit, lifestyle, and credit profile. Gift and prepaid cards are also available, including reloadable and non-reloadable options. Gift cards go with large limits of up to $750.

Business

Toronto-Dominion features several cards for business customers, going with no point limits, travel assistance, and other perks. In addition to aeroplan cards, customers are offered the  Venture Line of Credit Visa. Businesses can choose from a selection of itineraries, departures, and cruises. Clients choose from different redemption ranges, and 250,000 points equal $3,501 to $3,000.

A Range of Services: Toronto-Dominion features a selection of commercial and consumer products, from personal loans to cross-border banking.

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